Are you searching for the best real money earning apps in India in November 2023? Looking to join online money earnings without investments? Desire to monetize your time spent on smartphones? Read our article to know the top 10 trusted real money earning apps for making a side income.

Money earning apps are web or mobile-based platforms helping users earn easy money with zero investment. They contain simple tasks that users can complete in their spare time to get lucrative rewards like instant cashback, exclusive perks, personalized offers, cashable coins, etc. Moreover, you can participate in premium contests or finish high-value tasks to win blockbuster prizes.

Most side money earning apps are additional income sources, comprising side hustles and part-time jobs. They are also one of the propellents of the gig economy enabling users to convert idle hours into extra income from the comfort of their homes.

Continue reading to learn more about the following:

  • Popular money earning apps in India.
  • How do money-earning apps function?
  • How to sign-up for these apps?
  • Benefits and pitfalls of income-generating applications

Top 10 Money Earning Apps In India Without Investment (November 2023) : A Detailed Analysis 

Most free money earning apps in India pays users for micro-gigs like downloading apps, watching videos, reading news, browsing FAQs, checking horoscopes, answering quizzes, solving puzzles, filling out surveys, reviewing products/apps, or shopping online.

They also offer a plentitude of play-to-earn fantasy games, daily competitions, scratch cards, treasure boxes, etc., with special giveaways and big money rewards without any investments or membership fees.  

India’s real money earning app market is competitive with zillion players. Thus, we have identified and listed below the best money earning apps in India for 2023 after a careful study based on various criteria like user-friendliness, downloadability, features, speed, etc. 

We have analyzed each app and highlighted its distinctive features below. 

1) PhonePe – The Safest Money Earning App In India & The key driver of UPI transactions in India

PhonePe - Safest Money Earning App In India

PhonePe is an innovative digital payments app from India with a vision to develop a robust, scalable, and transparent online transaction ecosystem for accelerating the mass adoption of e-commerce in India. 

It harnesses UPI’s power to revolutionize the country’s virtual payments sphere and continually strives to build and upgrade e-payment solutions for a vast user base of billions.

From 1M Indian Rupee transactions in 2017 to 100M Indian Rupee+ transactions in a single day in 2023, PhonePe has made gigantic strides since its inception, With a state-of-the-art security infrastructure, PhonePe is India’s safest and best real money earning app for instantaneous money transfers, mutual fund investments, and insurance purchases.

Moreover, every transaction helps you win attractive cashback, vouchers, subscriptions, discount coupons, or customized deals on branded platforms or products. Furthermore, the more people you refer to the app, the greater your chances of winning considerable prize money.

Outstanding features:

  • SISA PCI-DSS certified.
  • Fraud detection cell, transaction privacy, cybercrime protection partners, and transaction authentication using PIN, password, face ID, or fingerprints
  • Contains micro-apps
  • ATMs at 10 lakhs+ stores in 300+ cities.
  • Highest-ranked insure-tech distributors.
  • Affordable health insurance plans for young first-time buyers.
  • Silver investment options.
  • Tokenization solution for debit & credit card transactions.
  • IRDAI-licensed direct insurance broker offering car, bike, travel (international & domestic), life, accident, health, COVID-19, and shop protection covers.
  • FASTag recharges in collaboration with 26+ banks.
  • Autopay for a mutual fund or SIP investments and utility bills.
  • Wallet with an automatic top-up facility.
  • LPG cylinder and travel booking facilities.
  • Displays affiliate apps serviceable in users’ locations.
  • Enables users to donate to various causes, NGOs, and religious institutions.
  • Doorstep delivery of purchased 24K gold.

Google Play Page: PhonePe Google Play

2) Roz Dhan – A Top-Notch Entertainment App For Earning Fast Cash & Rewards.

Roz Dhan App For Earning Free Cash Rewards

Roz Dhan is reliable online money making app for earning free cash rewards. With an Indian user base of 2.5 crore+, the app pays you Rs 50+ for logging in and additional money for completing listed tasks with no investment required. Moreover, users can withdraw their earnings after checking into the app for two consecutive days, provided their accumulated cash prizes have touched Rs 300. 

Besides, as of June 2022, you can use the coin redemption functionality daily. Depending on the number of coins earned, users can redeem 250, 2500, 12500, 25000, or 50000 coins in one go. Currently, every 250 coins made is equivalent to Re 1. 

Furthermore, get relatively higher payouts by inviting friends & relatives. Users can also shed calories and stay fit while stacking money by doing the walking task. 

Distinguishing features

  • Rs 100 bonus pack or big gift bag for new users.
  • Special new user event gifting 3000+ coins for using the app for seven consecutive days.
  • Energy points reward usable for privileged functions like increasing task participation time, early cash withdrawals, etc.
  • No Investment in joining fees

Google Play Page: Roz Dhan Google Play

3) MooCash – A Daily Cash-Giving App With A Pan-Global Presence In 100+ Countries

MooCash - The App That Pays Various Rewards

MooCash is dynamic online real money earning app from India that pays rewards in cash, Bitcoin, or prepaid recharge vouchers for completing micro-jobs. Besides, users can win complimentary offers like free Talktime, game codes, special passes, etc.

A stipulated amount of MooCash coins would be credited to your MooCash account every time you finish a given task. Once 3000 coins get accumulated, you may redeem them for cash. You can also use the coins to buy tickets for lucky draws and stand a chance to win mega prizes like exclusive MooCash merchandise, earphones, FIFA editions, etc.

However, users must verify their accounts on the concerned platforms to access platform-specific gigs. For instance, to unlock Facebook-related tasks, you must screenshot your Facebook profile and ensure it fulfills the specified eligibility criteria.

Unique Features

  • Amazon, Google, Flipkart, iTunes, Steam, mobile9 gift cards
  • Power-ups like gems for using on sister platforms MooJoy, MooBucks, and MooLuck
  • Cashback for making donations.
  • Referral bonuses up to 10% p.a.
  • VIP membership.
  • Supports PayPal, Skrill, and Payoneer.
  • Affiliate partners – AdscendMedia, Peanut Labs, PollFish.
  • Special rewards – Watch-time boost to improve users’ Youtube rankings, iOS and Android app reviews for geo-targeting, and increased followers or likes on social media.

MooCash Page: MooCash

4) mCent – A Free Mobile Recharge Browser To Earn Rewards For Data Top-up.

mCent - App That Offers Free Mobile Recharges

mCent is a unique web browser rewarding Indian users with points towards free mobile recharges. Moreover, it is comparatively better for earning referral bonuses without much ado. Besides, users can win additional Talktime, zero-cost data packs, and cash gifts by completing mini-tasks listed in the app and utilizing their earnings to pay postpaid bills.

Salient features

  • Redeemed cash credited to linked Paytm wallet
  • Compatible with all mobile networks.
  • Permits offline browsing
  • Smart downloads
  • Night mode

Google Play Page: mCent Google Play

5) Loco – Indian Platform For Earning Free Money By Playing, Viewing, And Live-streaming Video Games

Loco Money Earning Gaming Platform

Loco was made as a social experience platform for gaming metaverses and virtual battlegrounds. Its goal is to transform online gaming entertainment in India and make it accessible to everyone. Moreover, it makes gamers overnight sensations by augmenting fan experiences and helping them build dedicated communities. In short, it is a meeting ground for gamers, streamers, and viewers.

How can you win jaw-dropping prizes on this online money earning gaming app? Play single-player or multi-player games or watch other gamers play. Besides, receive additional rewards by answering in-game quizzes correctly. The moolah users garner on Loco are redeemable as Google Play vouchers.

Distinguishing features

  • Enables live-watching of India’s top gamers and streamers
  • Monthly-active users up by 6x, streamers by 10x, and real-time viewing hours by 48x since June 2020
  • Famous games streamed – Minecraft, Call of duty, BGMI, Mortal Kombat, Ludo, etc.
  • Branded partners or investors like Logitech, RedBull, PacMan, Oreo, Krafton, etc
  • Loco originals.
  • Leagues and tournaments.
  • Zero Investment in joining fees or memberships

Google Play Page: Loco Google Play

6) TaskBucks – Beginner-Friendly App For Mobile-Only Tasks 

TaskBucks Beginner Friendly Money Earning App Without Investment

Taskbucks is ideal if you love exploring new products or engaging with existing products by sharing opinions or reviews. It is one of India’s reliable money earning apps to redeem rewards such as Paytm/Mobikwik cash, free mobile recharges/data packs, etc., by accepting hot offers or completing daily challenges.

Noteworthy features

  • 7-day login, spin-the-wheel, sharing videos/Taskbucks updates with contacts, and phone boost challenges to claim free coins every day.
  • Rs 60+ referral rewards per day
  • Taskbucks Pro offers earnings up to Rs 15K monthly with zero fees, no minimum wallet balances, and unlimited redemptions.
  • Major partners – Tune, AppsFlyer, JRI, Singular.
  • 250+ brands.
  • No registration fees or investment for joining.

Google Play Page: Taskbucks Google Play

7) Google Opinion Rewards India – Earn Money By Sharing Feedback

Google Opinion Rewards Earn Money App By Sharing Feedback

Google opinion rewards India is a one-of-a-kind money-earning app helping users earn rewards for sharing valuable feedback on products, services, places, etc. Users are notified on their registered mobile numbers whenever a survey is awaiting their response.

Notable features:

  • Short surveys, usually 2-3 questions.
  • Instant rewards – Google Play or Paypal credits up to Rs 32.20 for every completed survey (27).
  • It helps brands improvise their offerings.
  • You can use reward credits for online purchases.

Google Play Page: Google opinion rewards Google Play

8) WONK – India’s leading Money Earning App For Teachers And Online Educators

WONK Money Earning App For Graduates

WONK is a popular Indian money earning app preferred by students and parents to find and book live online classes and home tutors. It permits tutors to charge between Rs 250 – Rs 1000 hourly, based on their expertise, qualifications, experience, and ratings.

Graduates with soft skills, specialized knowledge in a subject, the ability to conduct camps & workshops and coach for coveted entrance exams, or mastery of foreign/programming languages can register as tutors.

Significant features:

  • Referral rewards up to Rs 5K and redeemable Flipkart, Amazon, and Snapdeal vouchers.
  • Verified tutors for pre-school to grade 12 (all boards)
  • Zero commission fees for the first three months for tutors.
  • Tutor access to LIVrary – an extensive digital library at 100% discounts.

Google Play Page: WONK Google Play

9) Meesho – The Best Money Earning App For Kickstarting An Entrepreneurial Journey With Zero Investment

Meesho - App That You Can Earn Real Money

Meesho is an Indian go-to e-commerce platform for budget-friendly shopping and exploring 700+ product categories. Clothing is the most popular category comprising men, women, and kids’ apparel, ethnic wear, western wear, fashion wear, footwear, and accessories. 

Other categories include jewelry,  bags, personal care & wellness, electronics, newborn essentials, kitchenware, pet supplies, books, sports & fitness, musical instruments, etc.

How to make money using Meesho App? Follow three simple steps.

  1. Browse – Go through the extensive catalog for procuring products at wholesale prices.
  2. Share – Send the product images via social media channels or chat apps to contacts and prospective customers.
  3. Resell – Quote a realistic price based on the target profit margin you intend to achieve. Earn money when customers pay for the ordered products.

Moreover, you may register as a supplier and sell to 12 crore+ customers at zero commission. Meesho helps suppliers sell products pan-India, enjoy cent percent profits, and expand their businesses by 10x.

Standout features:

  • 1 crore+ high-quality items.
  • Nominal pricing and shipping costs.
  • No investment in setting up an online store.
  • 7-day supplier payment cycle from the delivery date.
  • 28K+ pin codes supported.
  • Dedicated catalog manager for suppliers.
  • No penalty charges for cancellations or delayed deliveries

Google Play Page: Meesho Google Play

10) DataBuddy – An Android App With Unlimited Features To Gain Daily Paytm Cash For Indians.

DataBuddy Oldest Money Earning App For Indians 

DataBuddy is India’s oldest money earning app, with a dominant position in the Paytm cash segment. Its mobile app is called Cashbuddy. Users can sort many trending/live offers based on popularity, highest to lowest number of downloads, highest to lowest payouts, and latest to oldest on Cashbuddy. 

Besides, Cashbuddy acts as an interface between e-commerce sites and users. Shop on Amazon, Tata Cliq, Myntra, Flipkart, Croma, Zivame, etc., via Cashbuddy and win cashback, hot deals, and discounts. Moreover, users can avail of special coupons on various product categories like gadgets, clothing, finance, kids & babies, travel & tourism, home decor, food & beverages, etc.

Outstanding features:

  • Game categories – Sports, action, Rummy, adventure, arcade, puzzles, racing, and strategy.
  • 7-day check-in coin rewards.
  • Mobile Premier League.
  • 100+ online partner stores.

Google Play Page: DataBuddy Google Play

How Do The Best Money-Earning Apps In India Work?

The money earning apps in India are legit sources of supplementary income and help maintain a constant flow of spendable cash for students and all ages. They follow a common theme of rewarding users through cashback, referral bonuses, gift coupons, free recharge, amazing deals, or limited-period premium memberships to partner apps at zero or discounted rates.

Furthermore, most money earning apps credit a stipulated amount of redeemable coins or cash to new users’ accounts or UPI wallets. You can also use the coins to pay entry fees for participating in mega-jackpot contests, championships, sports predictions, etc. 

Besides, money earning apps’ sustenance depends on user loyalty. Hence, they keep expanding their ecosystem by adding more value-added features, affiliate links, do-to-earn activities, and play-to-win games to entice users. They also regularly revise client management policies, user-retention mechanisms, and reward redemption procedures to get a competitive edge.

Also, see the popular Refer And Earn Apps in India.

How To Sign-Up For Online Money Earning Apps From India – Steps Explained!

The sign-up procedures on Indian online money earning apps are straightforward and hassle-free and do not requires sign-up fees or initial investments. Below are the basic steps or general guidelines for signing up on these platforms in India. 

  1. Download the application from Play Store for Android and App Store for iOS.
  2. Create an account using your e-mail ID, phone number, Google account, or Facebook account.
  3. Complete the process by verifying the registered mobile number with the OTP. Usually, the apps auto-detect the OTP sent via SMS. For validating the e-mail, click the verification link sent to your registered e-mail. Some apps require captcha verification too.
  4. Add bank account details or set up a wallet to receive the income earned on the apps. Usually, most apps require Paytm.
  5. Input requisite profile details like name, gender, birth date, language, etc. Update your profile to receive tailor-made offers, rewards, notifications, and exceptional opportunities to win big. 

What Are The Positives And Negatives Of Indian Money Earning Platforms?

While Indian money earning platforms offer many advantages and have emerged as an additional revenue stream, they have some limitations. Thus, we have listed their positives and negatives below to help you assess whether these apps are worthwhile and make informed choices.


  • Easy to use: Getting started, navigating these apps, or withdrawing income is seamless and effortless. Moreover, income-generating apps have automated features to track your progress, earnings, coin balances, and completed tasks.
  • Security: They have robust privacy policies, secured servers, anti-phishing alerts, and safety systems to safeguard confidential user information like bank details, wallet account data, personal information, etc.
  • Flexible schedules: Users can complete as many tasks as they want in a day and choose their hours. Moreover, they can be their bosses with no deadline pressures. 
  • Knowledge-giving: As you are required to run through informative videos and news snippets or attempt quizzes to earn income, your general knowledge improves.


  • Not all apps function on iOS devices.
  • The average income earned through these apps is meager.
  • You cannot pull out income until it reaches the prescribed minimum and expires if not withdrawn within the set period.
  • Time-consuming monotonous activities.

Which Is The No 1 Online Earning App In India? 

PhonePe is the market leader in the UPI apps niche in India, while Meesho is the top choice for setting up a home business. If teaching is your passion, WONK is your gateway to earning a substantial income. For online-shopping lovers, Databuddy is their best buddy. Loco is for gaming enthusiasts, whereas mCent is helpful for heavy mobile users. Among apps offering paid mini-jobs, Roz Dhan is the best.

Summing up, money earning apps require no special skills or Investments to win fantastic rewards and are effective ways of spending and monetizing free time, anytime, anywhere. (c). Originally Published and researched by the Infostor team from India!

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